{"id":3383,"date":"2019-10-28T22:14:21","date_gmt":"2019-10-28T18:14:21","guid":{"rendered":"http:\/\/aranxeber.com\/?p=3383"},"modified":"2019-10-28T22:14:28","modified_gmt":"2019-10-28T18:14:28","slug":"pensiyaya-cixmaq-ist%c9%99y%c9%99nl%c9%99r-ucun-t%c9%99l%c9%99b-olunan-s%c9%99rtl%c9%99r-aciqlanib","status":"publish","type":"post","link":"https:\/\/aranxeber.com\/?p=3383","title":{"rendered":"Pensiyaya \u00e7\u0131xmaq ist\u0259y\u0259nl\u0259r \u00fc\u00e7\u00fcn t\u0259l\u0259b olunan \u015f\u0259rtl\u0259r a\u00e7\u0131qlan\u0131b"},"content":{"rendered":"\n

\u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyi (\u018f\u018fSMN) Az\u0259rbaycan v\u0259t\u0259nda\u015flar\u0131n\u0131n pensiyaya \u00e7\u0131xmas\u0131 \u00fc\u00e7\u00fcn t\u0259l\u0259b edil\u0259n \u015f\u0259rtl\u0259ri a\u00e7\u0131qlay\u0131b.
aranxeber.com<\/a> \u0130qtisadiyyat.az-a istinad\u0259n\u00a0x\u0259b\u0259r verir ki, nazir m\u00fc\u015faviri Mustafa Abbasb\u0259ylinin sad\u0259 \u015f\u0259kild\u0259 a\u00e7\u0131qlad\u0131\u011f\u0131 bu t\u0259l\u0259bl\u0259r i\u015f staj\u0131na, v\u0259t\u0259nda\u015f\u0131n pensiyaya \u00e7\u0131xana q\u0259d\u0259r f\u0259rdi hesab\u0131na toplad\u0131\u011f\u0131 v\u0259sait\u0259 v\u0259 dig\u0259r m\u0259qamlara aiddir. Bel\u0259likl\u0259…<\/p>\n\n\n\n

Pensiya h\u00fcququ \u0259ld\u0259 etm\u0259 \u015f\u0259rtl\u0259ri
1. Normal \u015f\u0259rtl\u0259rd\u0259 – 25 il s\u0131\u011forta staj\u0131 toplad\u0131qda
2. Normal \u015f\u0259rtl\u0259rd\u0259 – minimum pensiya kapital\u0131 (28,800 m.) toplad\u0131qda (minimum \u0259m\u0259k haqq\u0131n\u0131n art\u0131m\u0131 il\u0259 \u0259laq\u0259dar olaraq sentyabr\u0131n 1-d\u0259n etibar\u0259n bu m\u0259bl\u0259\u011f 36 min manata y\u00fcks\u0259l\u0259c\u0259k)
3. 1-ci qrup \u0259lill\u0259rd\u0259 – minimum 5 il s\u0131\u011forta staj\u0131 olduqda
4. 2 v\u0259 3-c\u00fc qrup \u0259lill\u0259rd\u0259 – minimum 5 il s\u0131\u011forta staj\u0131 olduqda v\u0259 minimum pensiya kapital\u0131 toplad\u0131qda
Ba\u015fqa s\u00f6zl\u0259, kims\u0259 maa\u015f azl\u0131\u011f\u0131ndan v\u0259 ya h\u0259r hans\u0131 s\u0259b\u0259bd\u0259n minimum pensya kapital\u0131n\u0131 toplaya bilm\u0259yibs\u0259, bu o dem\u0259k deyil ki, o normal pensiyaya \u00e7\u0131xa bilm\u0259y\u0259c\u0259k. Bunun \u00fc\u00e7\u00fcn 2-ci \u015f\u0259rt\u0259 \u0259m\u0259l etm\u0259k – 25 il \u0259m\u0259k pensiyas\u0131 toplamaq kifay\u0259tdir.<\/p>\n\n\n\n

Staj t\u0259l\u0259bin\u0259 \u0259m\u0259l ed\u0259 bilm\u0259y\u0259nl\u0259r is\u0259 m\u0259bl\u0259\u011fin \u00e7at\u0131\u015fmayan hiss\u0259sini \u00f6zl\u0259rind\u0259n \u0259lav\u0259 ed\u0259 bil\u0259rl\u0259r ki pensiya kapital\u0131 t\u0259l\u0259b olunan h\u0259dd\u0259 \u00e7ats\u0131n.
1-ci v\u0259 2-ci \u015f\u0259rtl\u0259ri yerin\u0259 yetir\u0259 bilm\u0259y\u0259nl\u0259r is\u0259 \u0259v\u0259zin\u0259 ya\u015fa g\u00f6r\u0259 m\u00fcavin\u0259t alacaqlarhaz\u0131rda m\u0259bl\u0259\u011fi 130 manatd\u0131r.
Pensiya \u0259ld\u0259 etm\u0259 n\u00f6vl\u0259ri
1. Pensiya ya\u015f\u0131na \u00e7atd\u0131qda (Ki\u015fil\u0259r 64,5 \/ Qad\u0131nlar 61,5 ya\u015f\u0131nda). Yeri g\u0259lmi\u015fk\u0259n, 2027-ci ild\u0259n etibar\u0259n h\u0259m ki\u015fi, h\u0259m d\u0259 qad\u0131nlar \u00fc\u00e7\u00fcn pensiya ya\u015f\u0131 65 manata y\u00fcks\u0259l\u0259c\u0259k.
2. \u015e\u0259xs \u0259lil olduqda
3. Ail\u0259 ba\u015f\u00e7\u0131s\u0131n\u0131 itirdikd\u0259 (y\u0259ni, \u015f\u0259xs v\u0259fat etdikd\u0259 onun pensiyas\u0131n\u0131 onun \u0259m\u0259k qabiliyy\u0259ti olmayan ail\u0259 \u00fczvl\u0259ri al\u0131r)
 
3. G\u00fcz\u0259\u015ftli \u015f\u0259rtl\u0259rl\u0259 pensiya h\u00fcququ \u0259ld\u0259 etm\u0259 \u015f\u0259rtl\u0259ri
1. X\u00fcsusi kateqoriyal\u0131 \u015f\u0259xsl\u0259r (5-d\u0259n \u00e7ox u\u015faql\u0131 qad\u0131nlar, z\u0259r\u0259li i\u015fd\u0259 i\u015fl\u0259y\u0259nl\u0259r, liliputlar v\u0259 s.) – 5-20 il daha tez h\u00fcquq \u0259ld\u0259 edirl\u0259r
2. H\u00fcquq m\u00fchafiz\u0259 orqanlar\u0131nda i\u015fl\u0259y\u0259nl\u0259r – m\u00fcvafiq kateqoriya \u00fczr\u0259 x\u00fcsusi staj (15-35 il) toplad\u0131qlar\u0131 vaxt h\u00fcquq \u0259ld\u0259 edirl\u0259r
 
4. Pensiya m\u0259bl\u0259\u011finin hesablanmas\u0131 qaydas\u0131
1. Normal \u015f\u0259rtl\u0259rd\u0259 – \u015f\u0259xsin toplad\u0131\u011f\u0131 pensiya kapital\u0131n\u0131n 90%-i 144-\u0259 b\u00f6l\u00fcnm\u0259kl\u0259 al\u0131nan m\u0259bl\u0259\u011fd\u0259
2. X\u00fcsusi \u015f\u0259rtl\u0259rd\u0259 (d\u00f6vl\u0259t qulluq\u00e7ular\u0131, h\u0259rbi\u00e7il\u0259r, h\u00fcquq m\u00fchafiz\u0259 orqanlar\u0131 \u0259m\u0259kda\u015flar\u0131, deputatlar, hakiml\u0259r v\u0259 s.) – 2 ilin orta \u0259m\u0259khaqq\u0131 m\u0259bl\u0259\u011finin 50-80%-i miqdar\u0131nda
5. Pensiya kapital\u0131n\u0131n toplanmas\u0131 qaydas\u0131
1. \u015e\u0259xsin muzdlu i\u015fd\u0259n g\u0259lirl\u0259rinin 25%-i miqdar\u0131nda
2. V\u0259kill\u0259rin, s\u0259rb\u0259st m\u00fchasibl\u0259rin v\u0259 s. g\u0259lirl\u0259rinin 10-15%-i miqdar\u0131nda
3. F\u0259rdi sahibkarlar minimum \u0259m\u0259khaqq\u0131n\u0131n 10-25%-i miqdar\u0131nda
4. Pay torpaq m\u00fclkiyy\u0259t\u00e7il\u0259ri h\u0259r hektara g\u00f6r\u0259 M\u018fH-n\u0131n 6%-i miqdar\u0131nda
6. N\u0259tic\u0259 v\u0259 t\u00f6vsiyy\u0259l\u0259r
1. G\u00f6r\u00fcnd\u00fcy\u00fc kimi pensiya bir \u00e7oxlar\u0131n\u0131n d\u00fc\u015f\u00fcnd\u00fcy\u00fc kimi sad\u0259c\u0259 qocal\u0131qla \u0259laq\u0259li bir h\u00fcquq deyil. Pensiyaya ist\u0259nil\u0259n ya\u015fda ehtiyac yarana bil\u0259r.
2. Maa\u015flar\u0131n\u0131zdan \u00f6d\u0259nil\u0259n 25% m\u0259bl\u0259\u011f vergi kimi d\u00f6vl\u0259t\u0259 \u0259v\u0259zsiz \u00f6d\u0259nil\u0259n bir r\u00fcsum deyil. \u00d6d\u0259diyiniz 25%-in 90%-i pensiya zaman\u0131 siz\u0259 geri \u00f6d\u0259nil\u0259c\u0259k m\u0259bl\u0259\u011fdir. \u00dcst\u0259lik sizin pensiya h\u00fcququnuz yarananad\u0259k h\u0259min m\u0259bl\u0259\u011f h\u0259r il indeksasiya edil\u0259r\u0259k art\u0131r\u0131lacaqd\u0131r.
3. Ba\u015fqa s\u00f6zl\u0259 des\u0259k maa\u015flar\u0131n\u0131zdan \u00f6d\u0259nil\u0259n 25% m\u0259bl\u0259\u011f 3-15% illik g\u0259lirliliy\u0259 (indeksasiya) malik v\u0259 arxas\u0131nda d\u00f6vl\u0259t dayand\u0131\u011f\u0131 \u00fc\u00e7\u00fcn olduqca etibarl\u0131 bir investisiya al\u0259tidir.<\/p>\n\n\n\n

4. Odur ki, sizd\u0259n as\u0131l\u0131d\u0131rsa g\u0259lirl\u0259rinizi tam m\u0259bl\u0259\u011fd\u0259 r\u0259smil\u0259\u015fdirin, sizd\u0259n as\u0131l\u0131 deyils\u0259 r\u0259smil\u0259\u015fdirilm\u0259sini t\u0259l\u0259b edin.
5. \u00d6d\u0259diyiniz 25%-i itki kimi deyil, \u0259ksin\u0259 \u00f6z\u00fcn\u00fcz\u00fcn v\u0259 ail\u0259nizin bir z\u0259man\u0259t fondu kimi hesab edin.
6. Z\u0259man\u0259t fondunuzda olan m\u0259bl\u0259\u011fi m\u00fct\u0259madi olaraq e-sosial.az portal\u0131ndan izl\u0259yin.
7. M\u00f6vcud olan pensiyalar\u0131n azl\u0131\u011f\u0131na da fikir verm\u0259yin. Bunun s\u0259b\u0259bi ya\u015fl\u0131 n\u0259silin zaman\u0131nda ki\u00e7ik \u0259m\u0259khaqlar\u0131 il\u0259 \u00e7al\u0131\u015fmas\u0131 v\u0259 f\u0259rdi u\u00e7ot sisteminin olmamas\u0131ndad\u0131r. Haz\u0131rda is\u0259 f\u0259rdi u\u00e7ot sistemi var v\u0259 sizin pensiyan\u0131z sizin \u00f6d\u0259diyiniz haqlardan as\u0131l\u0131 olacaq v\u0259 kifay\u0259t q\u0259d\u0259r y\u00fcks\u0259k olacaq.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyi (\u018f\u018fSMN) Az\u0259rbaycan v\u0259t\u0259nda\u015flar\u0131n\u0131n pensiyaya \u00e7\u0131xmas\u0131 \u00fc\u00e7\u00fcn t\u0259l\u0259b edil\u0259n \u015f\u0259rtl\u0259ri a\u00e7\u0131qlay\u0131b. aranxeber.com \u0130qtisadiyyat.az-a istinad\u0259n\u00a0x\u0259b\u0259r verir ki, nazir m\u00fc\u015faviri Mustafa Abbasb\u0259ylinin sad\u0259 \u015f\u0259kild\u0259 a\u00e7\u0131qlad\u0131\u011f\u0131 bu t\u0259l\u0259bl\u0259r i\u015f staj\u0131na, v\u0259t\u0259nda\u015f\u0131n pensiyaya \u00e7\u0131xana q\u0259d\u0259r f\u0259rdi hesab\u0131na toplad\u0131\u011f\u0131 v\u0259sait\u0259 v\u0259 dig\u0259r m\u0259qamlara aiddir. Bel\u0259likl\u0259… Pensiya h\u00fcququ \u0259ld\u0259 etm\u0259 \u015f\u0259rtl\u0259ri1. Normal \u015f\u0259rtl\u0259rd\u0259 – 25 il […]<\/p>\n","protected":false},"author":3,"featured_media":3384,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[40,93],"tags":[61,94,95],"class_list":["post-3383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bash","category-iqtisadiyyat","tag-iqtisadiyyat","tag-pensiya","tag-pensiya-yasi"],"_links":{"self":[{"href":"https:\/\/aranxeber.com\/index.php?rest_route=\/wp\/v2\/posts\/3383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aranxeber.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aranxeber.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aranxeber.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/aranxeber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3383"}],"version-history":[{"count":1,"href":"https:\/\/aranxeber.com\/index.php?rest_route=\/wp\/v2\/posts\/3383\/revisions"}],"predecessor-version":[{"id":3385,"href":"https:\/\/aranxeber.com\/index.php?rest_route=\/wp\/v2\/posts\/3383\/revisions\/3385"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aranxeber.com\/index.php?rest_route=\/wp\/v2\/media\/3384"}],"wp:attachment":[{"href":"https:\/\/aranxeber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aranxeber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aranxeber.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}